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Financial Advice

Do you want to know if financial advice is a good option for you right now?

Want more help than google can offer?


Sounds like you may be ready to talk to a financial adviser.


We’re financial advisers near you in Hurstville, but technology means we can also work remotely if you prefer.

What is financial advice

Financial advice is a recognised profession where people can be guided on how to manage their money.

Financial advice can help you feel confident and able to make good money decisions. Assured you’re taking the steps you need to secure your future.

Your options for advice

Advice Relationship

Our clients enjoy knowing they have an adviser on call to work through any money decisions through the year and feel confident everything has been considered.

How financial advice works

If you’ve never had financial advice before, the process can feel daunting. But there’s nothing to worry about.


We’re here to listen with an open mind. Understanding that you want to improve your position. Whatever that may be right now.

Here's how it works

Step 1 – We work out where you want to be

This is where we take a look at where you are now and where you want your finances to be.

We talk about goals, your life, and your dreams for the future.

Step 2 – Understand your investment type

Part of getting to know you is to understand how your personality type influences the type of investor you are, your time frames and how this shows up in your strategy.

Step 3 – We get to work on creating a strategy for you

Using all the info we know about you, we research, strategies and put together a plan that supports your goals.

It usually includes a review of:
 - your current position
 - existing investment

structures and super

Step 6 – It’s not a set and forget thing

We know life doesn’t always go in a straight line, so we have an annual check-in and review of your strategy to make sure it’s keeping up with your life.

Step 5 – Implement your plan

Once you’ve signed off on the strategy, we go about implementing your plan.

And yes. There will be paperwork.

But we do what we can to help you so it’s as painless as possible.

Step 4 – We present your plan

Once we put together a strategy, we talk you through the options and why we’ve chosen them. 

This is where you’ll see a Statement of Advice (the legal document), but we take the time to explain things simply so you understand and can confidently decide.

How much does financial advice cost?

We charge a fee-for-service based on the complexity of our work. The cost is fair and reasonable for the areas of advice covered, complexity of strategies and expertise required.

 

Introduction

This allows us to introduce ourselves and discuss your requirements.

 

Telephone Chat (15-30 minutes) No cost

Initial Consultation

Your Initial Discovery Meeting is a chance to explore your requirements and understand your personal situation.


When you first meet with us by either face-to-face (subject to Covid), video (Zoom or Teams) or telephone, we charge a consultation fee.

 

Initial Discovery Meeting (1 hour) $275 (GST incl.)

Initial Aged Care Meeting (1 hour) $385 (GST incl.)

Note: Initial telephone chat and meetings are General Advice only. General advice does not consider your personal circumstances and is general in nature.

Financial Advice
The cost will depend on the areas of advice covered, complexity of strategies and expertise required.


We will always let you know what this is up-front.


As a guide, our professional cost will fall within a common range.

Single Strategy Advice and Implementation range is $1,100 (low complexity), $2,200 (medium complexity) and $3,300 (high complexity) - GST inclusive.

Comprehensive Advice and Implementation range is $3,300 (low complexity), $5,500 (medium complexity) and $7,700 (high complexity) - GST inclusive.

Implementation

Fee

$550 to $2,200

Single Strategy Advice

$550 to $2,200

Comprehensive Advice

$2,750 to $5,500

 Ongoing Advice Relationship

Once your initial advice strategy has been implemented you have the option to retain our services on an annual basis.

It means your plan keeps up with your life and you have a sounding board for financial decisions along the way.

We keep on top of market movements and legislative changes so you don’t have to.

 

  • Access to Financial Adviser

  • Access to Service Team

  • Comprehensive Review Meeting(s)

  • Quarterly Portfolio Reports

  • Quarterly News and Insights

  • Federal Budget & legislative updates

  • Annual educational seminar & social event (subject to Covid)

Premium

$7,920 to $10,760 per year

Half-yearly Comprehensive Review, high portfolio complexity (Bespoked), ideal for $1,000,000 plus

Essentials

$2,640 to $4,015 per year

Annual Comprehensive Review, low portfolio complexity, ideal for $250,000 to $500,000

Classic

$5,280 to $7,205 per year

Annual Comprehensive Review & Interim Portfolio Review, medium portfolio complexity, ideal for $500,000 to $1,000,000

Additional Help

Centrelink

  • Centrelink help & forms $165 to $440

  • Centrelink liaison service – Single $550 per year or Couple $660 per year

Stockbroking

  • Direct share portfolio service (CHESS Bell Potter) $275 pa minimum

  • Stockbroking share registry assistance & forms $165 per hour

Financial advice and administration hourly rates

  • Financial Adviser $330 per hour

  • Associate Financial Adviser $220 per hour

  • Client Service Manager/Officer and administration $165 per hour

All costs are quoted GST inclusive.

Are you ready to meet with an adviser near you?

We’re in Hurstville. Book an initial telephone chat.

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