We’re in a low earning rate environment, whether it be wages or investment returns, combined that with inflation at over 5% as reported by the RBA, we now have real cost-of-living pressures. Economist are predicting inflation to peak at 6% in December^, mainly driven by a tighter jobs market and unemployment expected to drop to 3.5%^. However, real wages growth is yet to materialise. ^ Source: RBA statement 3/5/22 Meanwhile, investment markets are suffering with greater unce